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How Flood Zones And Evacutaion Zones Differ.

Flood zones, evacuation zones, and storm surge are different. They measure different conditions that may not occur at the same time, are determined by different methods, and have different purposes. A home may be located in a non-evacuation zone, yet still be located in a flood zone because of a nearby stream or pond. Residents are advised to check all of them to learn what your flood risk is.

Image result for flood zone sign
(photo credit: Structural Solutions of NJ)
 

Definitions:

Flood zones are areas mapped by FEMA for use in the National Flood Insurance Program. Each flood zone designation, represented by a letter or letters, tells homeowners what the risk is for flooding at their property over a period of years, regardless of the cause. High risk areas, referred to as Special Flood Hazard Area (SFHA) are shown on the map as zones labeled with the letters A or V. By law, all homes in high-risk zones carrying a mortgage must be covered by flood insurance.

Visit the Pinellas County Flood Map Service Center to find out what your risk is.

Evacuation zones are based on hurricane storm surge zones determined by the National Hurricane Center using ground elevation and the area’s vulnerability to storm surge from a hurricane. The evacuation zones are marked from A through E, plus non-evacuation zones. Visit the Know your Zone Evacuation Level Lookup to find out what zone you are in.

 Storm Surge flooding occurs when an abnormal rise of water generated by a storm is pushed toward the shore by strong winds. If you are susceptible to storm surge, flood insurance is recommended, even if you are not located in a FEMA flood zone.

Current Water Levels in a nearby waterbody can help you predict when flooding might occur during a rain or tropical event.

 

Understand flood insurance

Much of Pinellas County is prone to flooding, so you should get flood insurance for your home, business, or rental. Regular homeowner’s or tenant’s insurance do not cover losses due to flooding. Flood insurance covers you for damage to your home, business and contents due to surface accumulation of water from inland or tidal flooding and erosion due to flooding. Don’t assume that you’re safe from flooding just because you live on an upper level in a condo building. If a severe flood wipes out the ground floor of your building, all of the other units in the building (including your own) may become uninhabitable as well.

If you are looking at buying a property, it is a good idea to check out the possible flood hazards before you buy. Most homeowners insurances do not cover flood damage. Talk to your insurance provider about your policy and consider if you need additional coverage.

 

Stay Connected

· Sign up for ALERT Pinellas - You will be notified of an emergency with phone and text messages!

· Sign up for E-Lert - Receive a monthly newsletter with the latest emergency education information and receive emergency bulletins and instructions during emergencies via email.

 

 

 

 

 

 

 

 

“Flood Information.” Web blog post.  Pinellas County Flood Information. Pinellas County Florida. 28 July 2017.

 

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